AML KYC Documentation Generator UK

The problem: AML failures are criminal, not just regulatory

Every estate agent, solicitor, accountant, financial adviser, and high-value dealer in the UK is legally required to maintain AML/KYC documentation. The consequences of failure are severe, criminal prosecution under POCA 2002 carries up to 5 years' imprisonment. Regulatory fines run into hundreds of thousands. Loss of practising certificates ends careers.

• Failure to report suspicious activity under s.330 POCA 2002, up to 5 years' imprisonment
• Tipping-off offences under s.333A POCA 2002, up to 5 years' imprisonment
• Commercial verification services charge per check, documentation templates cost thousands from consultants
• Regulation 18 MLR 2017 requires a firm-wide risk assessment, most firms don't have one

15 document types generated

• Customer Due Diligence (CDD) record, standard, enhanced, and simplified
• Source of Funds and Source of Wealth declarations
• PEP and Sanctions screening documentation records
• Suspicious Activity Report drafts for internal submission to your MLRO
• Firm-Wide Risk Assessment. Regulation 18 MLR 2017 compliant
• AML/KYC Policy documents tailored to your sector and supervisory body
• Client Risk Assessment matrices with weighted scoring
• Staff AML training records. Regulation 24 compliant
• Beneficial ownership verification records (UBO/PSC)
• Ongoing monitoring records for existing client relationships

Regulated sectors covered

Estate agents and letting agents (HMRC supervised), solicitors and law firms (SRA supervised), accountants and tax advisers (HMRC/ICAEW/ACCA supervised), financial advisers and IFAs (FCA supervised), trust and company service providers, high-value dealers handling cash transactions of €10,000+, art market participants, and casinos and gambling operators.

All documents reference the Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017 (as amended), the Proceeds of Crime Act 2002, and sector-specific supervisory body guidance.