The problem: most small businesses don't have proper risk assessments

The Management of Health and Safety at Work Regulations 1999 require every employer to conduct suitable and sufficient risk assessments. Most small businesses either have none, or have templated documents that don't reflect their actual workplace. An HSE inspection or insurance claim exposes the gap immediately.

  • H&S consultants charge £200-500 to write a single risk assessment
  • Generic templates that don't reflect the specific hazards in your workplace
  • Not knowing which legislation applies. MHSWR, COSHH, CDM, HASAWA?
  • Risk assessments that sit in a drawer rather than being implemented

10 assessment types covered

  • General workplace risk assessment, offices, shops, salons, gyms
  • COSHH assessment, chemicals, dust, fumes, biological agents
  • Fire risk assessment, premises fire safety under the RRO 2005
  • Manual handling assessment, lifting, carrying, pushing, pulling
  • DSE/workstation assessment, computer and screen work
  • Lone working risk assessment, people working alone or in isolation
  • Working at height risk assessment, ladders, scaffolding, roofs
  • Construction method statement. CDM 2015 compliant
  • New and expectant mothers risk assessment
  • Young workers risk assessment, under-18s including work experience

Every assessment includes

  • Hazard descriptions with specific, named controls (not generic lists)
  • Risk rating using the standard likelihood × severity matrix
  • Action plan with owner and deadline placeholders
  • Residual risk after controls applied
  • Legal references to the relevant UK regulations
  • Review date and trigger event criteria

This generates risk assessment templates based on HSE guidance. A competent person should review all assessments before implementation. For high-risk activities, consult a qualified H&S professional.